Because we know that businesses grow in stages, we have designed four classes of small business accounts – Value, Plus, Select and Premier – to fit your evolving business needs. Chart shows the level and fee schedule of each.

The credit union reserves the right to amend these plans from time to time. You will be notified of any changes 30 days prior to any change. Refer to Fee Schedule for Share Accounts for other applicable fees and charges.

	LEVELS
Fees and charges	VALUE	PLUS	SELECT	PREMIER
Average daily balance to waive Monthly Service Charge — without canceled check images	$1,000	$2,000	$3,500	$7,500
Average daily balance to waive Monthly Service Charge — with canceled check images	$2,000	$3,000	$5,000	$10,000
Check Option Plan A: Monthly Service Charge — without canceled check images	$5	$10	$10	$15
Check Option Plan B: Monthly Service Charge — with canceled check images	$10	$15	$15	$20
Minimum Balance Fee: Average Daily Balance of $1,000 is required	$10	$10	$10	$10
Free Transaction Limit	50 free	100 free	200 free	300 free
Per Item Fee after Transaction Limit is exceeded	$.50 per item	$.25 per item	$.25 per item	$.25 per item
NSF fee for each item	$20	$20	$20	$20
Overdraft fee for each check	$20	$20	$20	$20
Each stop payment	$20	$20	$10	$5
Each check copy	$2	$2	$1.50	$1
Return Item Fee: Each returned draft/check deposited	$5	$5	$5	$3
Each money order	$1	$1	$.50	No Fee
Travelers cheques (based on face amount requested)	1%	1%	0.5%	No Fee
Cashier’s checks up to $5,000	$5	$5	$3	$2
Cashier’s checks greater than $5,000	$7	$7	$5	$4
Hard copy history (per page)	$2	$2	Free	Free
Notary service (per day)	2 Free	2 Free	4 Free	8 Free
Statement copies (per page)	$5	$5	$3	$2
Starter kits (8 checks per kit)	$3	$3	$3	$3
Security Bags	$10	$10	$10	$10