| Annual Percentage Rate (APR) for Purchases
and Cash Advances |
15.00% |
The APR may vary quarterly at 8.0% above the weekly
Auction High of the three (3)-month Treasury Bill rounded up to the
nearest 0.1%. Maximum APR 18.0%.
APR as of
December 27,
2001
9.7% |
13.75% |
The APR may vary quarterly at 6.0% above the weekly
Auction high of the (3)-month Treasury Bill rounded up to the nearest
0.1%. Maximum APR 16.0%.
APR as of December 27,
2001
7.7% |
| Grace Period for Cash Purchases |
Twenty-five(25) days |
Twenty-five(25) days |
Twenty-five(25) days |
Twenty-five(25) days |
| Method of Computing the Balance for |
Average daily balance (including new
transactions) |
Average daily balance (including new
transactions) |
Average daily balance (including new
transactions) |
Average daily balance (including new
transactions) |
| Late Fee |
The larger of $5.00 or 5.0% of the past
due payment |
The larger of $5.00 or 5.0% of the past
due payment |
The larger of $5.00 or 5.0% of the past
due payment |
The larger of $5.00 or 5.0% of the past
due payment |
| Free Additional Benefits |
Rental Car Collision Damage & $250,000
Travel Insurance |
Rental Car Collision Damage & $250,000
Travel Insurance |
Rental Car Collision Damage & $400,000
Travel Insurance |
Rental Car Collision Damage & $400,000
Travel Insurance |
| Over Limit Fee |
$10.00 for each payment period account
balance exceeds the credit limit |
$10.00 for each payment period account
balance exceeds the credit limit |
$10.00 for each payment period account
balance exceeds the credit limit |
$10.00 for each payment period account
balance exceeds the credit limit |
