Our personal financial security is an ever-evolving issue and requires our constant diligence to be on top of the latest scams. Because crooks are so smart, constantly cooking up new ways to separate us from our money, or more frighteningly, from our identity, we must also be current on ways to combat the newest attacks, which grow increasingly clever every day. Your best protection is education. Here are a few sites you can visit to learn more.

Public Service Messages from HCFCU

A Public Service Message: Avoid fraudulent charitable contribution schemes.

A Public Service Message: Medical IDentity theft - How it can affect your health.

Fraud and Scamming

FBI FRAUD ALERT - If you can answer "YES" to any of these questions, you may be involved in a FRAUD or about to be SCAMMED! Keep from being ripped off! (pdf)

Identity Theft

ID Theft Coach - Tips on how to prevent Identity Theft

The Federal Trade Commission is Your National Resource about Identity Theft. This government-sponsored website is a one-stop national resource to learn about identity theft. Learn how to help protect yourself from identity theft, and the steps to take if it occurs.

Watch: Deter Detect Defend - Avoid ID Theft

DOWNLOAD: You Have the Power to Stop Identity Theft - Consumer guidance on how to stop electronic identity theft.

Download: Their newest booklet, Take Charge: Fighting Back Against Identity Theft, is a comprehensive guide that contains steps you need to take if your personal information has been lost or stolen.

Phishing

PHISHING - How to tell "phish" from foul. Logging on to the Internet connects you with millions of people around the world, including unscrupulous scammers phishing for your personal information. As phishing gets more sophisticated it's becoming harder to tell the real from the fake in your inbox. While nothing is foolproof, you'll avoid getting hooked if you make sure your computer is secure and practice caution on the Internet.
More information.

ARTICLE: Real or Fake--Can You Tell Phish From Foul?

Download: Don't fall victim to phishing (pdf)

Tips For Conducting Safer Onllne Financial Transactions.

Download: Internet Security Tips (pdf)

E-Branch services lets credit union members safely monitor their money, move their money, and even keep more of their money by taking advantage of timely offers. Online Banking Makes Money Management Simple and Safe

ON GUARD ONLINE: Provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information. OnGuardOnline.gov

ATM, Financial and Internet use: Fraudsters take advantage of innocent consumers daily through check, ATMs and Internet scams such as "phishing." These gifted scammers use the latest technology to make it harder and harder to detect if your transactions are legit. Knowing the latest trends and going on the defensive to prevent them before they happen-can help you protect yourself from being victimized. Shield Yourself From Swindles--Scams Involving Checks, ATMs, and the 'Net

HCFCU Privacy Policy: Learn more about the precautions we take to protect your privacy online.