Direct deposit saves time. And money.

Want the ultimate in convenience and security? Have your paycheck, social security check or other eligible payment directly deposited into the credit union account of your choice. Just provide the originating party with your account information, and the rest will happen automatically. Usually most employers or agencies will need some or all of the following: your account number, account type, a signed authorization and the credit union's routing and transit number (321379818). You can specify other accounts you wish the payments to be deposited in by notifying us in writing. Call any branch for further assistance or more information.

There are two ways your paycheck can be direct deposited:

Payroll deposit. Your entire paycheck amount (net pay) is deposited into the designated account.

Payroll deduction. Only a portion of your paycheck (usually a fixed amount) is deposited into your credit union account. Note: You are not eligible for free checks on a payroll deduction direct deposit.

Ask at any branch for more information on these services.

Safe and secure. Did we mention convenient?

Eliminate the risk of lost, stolen or late checks via U.S. mail or hand delivery. Not only is direct deposit safer, it's also quicker and more convenient. Direct deposit means no more waiting for your checks to arrive, driving to the branch, filling out deposit slips, endorsing checks or waiting in lines to make a deposit. It's all automatic!

Free supply of checks—and other perks—with direct deposit.

When you have direct deposit, look what else you get. Free supplies of checks on selected styles. (We give a $9 credit toward styles other than the specified one.) What's more, we also offer free money orders and travelers cheques to our members with direct deposit.

Automated Clearing House (ACH)/Electronic Funds Transfer (EFT) Payments

Not only can you automatically have payroll and other eligible payments deposited directly into your account, you can also automatically make payments for utilities, insurance premiums and other expenses from your accounts at the Credit Union.

These transactions are processed through our ACH services. ACH, or Automated Clearing House, is a nationwide electronic funds transfer system that allows for electronic deposits and electronic payments to be made on your behalf. Electronic payments can be made from either your savings or checking accounts.*

Please check with your service provider or vendor for availability and details.

*It is highly recommended that you make Electronic Payments from your checking account. Federal regulations limit savings transfers to six pre-authorized or telephone transfers per month. An Electronic Payment is considered a pre-authorized transfer. If you exceed the limit of six pre-authorized or telephone transfers per month from your savings account, any additional pre-authorized or telephone transfers will be denied.