Your deposits are federally insured to AT LEAST $250,000.
Like the FDIC that insures bank deposits, the NCUA insures deposits in credit unions to at least $250,000. So you'll always have peace of mind knowing your money is safe and secure in the credit union.

Competitive Auto and Home Insurance Policies.
Credit union members can now benefit from the combined partnership of Atlas Insurance Agency and Island Insurance Company. Offering "members only" rates on auto and homeowners policies, these highly rated companies understand the local market and have been servicing island residents for more than 65 years. Contact Atlas Insurance's Kona office, (right next to our Kailua-Kona branch) at 854-2533 to obtain your personalized quote.

Accidental Death & Dismemberment.
All credit union members are eligible to receive $2,000 worth of no-cost AD&D coverage just by enrolling. Coverages include accidental death, dismemberment, and loss of sight, speech, and hearing. Additional coverage amounts are available at very economical rates, and are deducted quarterly from your Share Savings Account. Click HERE for more details.

Credit Disability Insurance.
Low cost optional insurance is available for eligible loans. This insurance will make the monthly loan payment if the member becomes disabled. It will give you and your family peace of mind. Some types of loans are excluded. Ask at any branch for details.

Credit Life Insurance.
Low-cost optional insurance coverage is available to pay off eligible loans in the event of the members' death. Offers peace of mind to your family. Some loans are ineligible for this coverage. Ask at any branch for details.

Mortgage Insurance.
An insurance policy offered through CUNA Mutual Group, this is home mortgage protection that will reduce or pay off your mortgage up to $450,000 (not to exceed your outstanding balance) if you or your co-borrower should die. Contact our Mortgage Loan Dept. for more details.

Guaranteed Auto Protection (GAP).
Up to April 2007 the $250 GAP cost included the addt’l $1,000 toward the purchase a new vehicle. Not anymore. To get that benefit now costs $490.00 GAP coverage without the $1,000 benefit is $450.00.

This is optional insurance coverage that pays the difference between the outstanding loan balance and the actual cash value of the vehicle if the car is totaled or stolen, minus certain deductions. Basic GAP coverage is a onetime cost of $450.  GAP PLUS also provides an additional $1,000 toward the purchase of a new vehicle if it is financed with HCFCU within 90 days at a onetime cost of $490.

CUNA Mutual Insurance Products.
As members of Hawaii Community Federal Credit Union, you have access to a variety of insurance programs available through CUNA Mutual Group.

Guaranteed Level Term Life
Underwritten Level Term Life
Term to Age 70
Members® Whole Life Plan
Members® Life Plan
Juvenile Term
Ordinary Life
Members Renewable Term
Members Universal Life
Disability Income
Members Variable Universal Life
Members Traditional Life
Members Flex Term
Members Level 10
Members Level 20
Annually Renewable Reentry Term
Long Term Care
Members 20-Year Term Life Insurance
Champus Supplement
Dental (Continental General)
Flexible Premium Retirement Annuity
Medicare Supplement
Member Preferred Plus Annuity
Single Premium Immediate Annuity (Provider)
Members Home Mortgage Protection

These products are available by speaking directly to a licensed professional representative at CUNA Mutual Group. Call 1-800-356-6006 for more details.

Product availability varies based on state approvals.